ssiixx

Hello. My name is Kody and I change lives. For good or bad; that's the part that varies.

Saturday, May 31, 2008

Events:

- My car ended up having engine problems AND the woman gave me faulty paperwork, meaning it would cost more then it was worth to fix it.

- Had to buy an entire new car god damn it. 1992 Geo Prism. 30-35 MPG. Red. Sweet.

- Had the following exchange with Geico while shopping for insurance.

GEICO to ME

"FAIR CREDIT REPORTING ACT NOTICE

As a result of your recent rate quote or renewal, we obtained information about you from the consumer reporting agency listed below. That information was used in combination with other factors to determine the rate that you were provided.

Trans Union
National Disclosure Center
2 Baldwin Place, PO BOX 1000
Chester, PA 19022
or call 1(800)645-1938

Since we may have been able to offer you a lower rate had the report been more favorable, we treat our decision as an adverse action under the Fair Credit Reporting Act. You have the right to obtain a free copy of a consumer report from the reporting agency listed above, provided your request is made within 60 days of receiving this notice. You also have the right to contact the reporting agency listed above to dispute the accuracy or completeness of any information in the consumer report provided. The reporting agency did not determine your rate or play any part in our decision and is unable to provide you with specific reasons for our decision or how the rate was determined. You may request, no more than once annually that we re-rate you using an updated consumer report.

The specific information provided by Trans Union that may have influenced our decision is:

-Insufficient length of credit history (-)

-Delinquency (-)

-Presence of collection accounts (-)

-Recent delinquency (-)

Still have questions? Visit GEICO's Credit Use-Frequently Asked Questions page."


Me to GEICO:

"Yours was the worst quote I got anyway so fuck off.

Thx,
-K

P.S. Your mascot is fucking retarded. No one wants to buy car insurance from an english gecko and no one gives a shit about his life story. Your commercials make me want to kill myself with a hammer."



- Going to Portland on Monday.

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